Expert Mold Inspections & Environmental Testing in London

If you have water damage within your property it is important to seek specialist help in resolving the issue in order to reduce the risk of long-term damage to a property. If your insurance covers water damage, contacting local water damage professionals can be useful in understanding the next steps in making a claim.

If the water damage results from an insured peril such as a leak or a flood then the insurance company is required to pay for a like-for-like replacement of damaged items. If the damage results from a non-insured peril such as maintenance issues or rising damp then the repair will typically not be covered by most home insurance policies.

If you are the homeowner you can take out water damage insurance for your property. Most home insurance policies will provide coverage for a range of issues resulting in water damage. It is always worth researching different home insurance options and choosing an option with comprehensive coverage always represents a long-term investment in your property.

The best approach to dealing with flood damage is ensuring that you take expert advice at each stage of the process. Whether you are navigating an insurance claim or beginning the restoration process after flooding, specialist guidance is always invaluable in order to understand the available options.

You cannot take out a policy after the event- you must already have the cover in place at the time of the escape of water. If you have buildings insurance for your home you will have cover for the escape of water. Providing your water damage is caused by an insured peril then the repairs will be covered.