Professional Realtors in Epping

Mortgages can be a mind-field, and a daunting prospect especially for a first-time buyer. We can give advice on who to speak to, in order to work out your finances.

After your offer has been accepted and you start the process of purchasing your home, you may consider having a structural survey on the property. This might be carried out as a request by your mortgage lender and often a process completed by them. Or you may choose to appoint your own homebuyers or full structural survey for a more detailed inspection. We will help give advice and suggest things to consider when making this choice.

How long is a piece of string! There is no definitive answer to this question as the time it takes depends on several factors. Some of these things are often out of your control and so it is important to remember this from the start. Factors that can affect the length of a house purchase or sale include the number of properties involved in the sale chain, issues arising from surveys, and concerns found within searches (e.g. drainage, local and environmental).

Once all the legal matters have been sorted, you are then in a position to exchange contracts. At this point, you would transfer your deposit to your solicitor which is normally 10% of the purchase price unless agreed otherwise. At this stage, you would agree to your completion date which is the date you get your keys and the property is yours! On average, there are 14 days between exchange and completion. For rentals, keys can be collected from our office on the agreed move in date.