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Flat vector illustration of a homeowner at a kitchen table calmly sorting an evidence folder, with a stalled part-built wall, a stepladder and an unplugged power tool behind, and three dotted routes running to a payment card, a small court building and a shield, labelled evidence pack, card claim, court claim and report it.

Builder Took Your Money and Disappeared? The Four Routes to Getting It Back in the UK

If a builder has taken your money and vanished, your route back depends on how you paid and which UK nation you're in. Here is the order to work through.

August 18, 2026